Legal Frameworks of Debt Settlement & Credit Reporting

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2026-01-27 19:13:00 - Translate

In the domain of consumer finance, the relationship between a borrower and a lender is governed by contract law. Unsecured credit agreements create a legal obligation for the borrower to repay principal and interest. When a borrower defaults, this contract is breached, granting the creditor legal standing to pursue remedies through the civil court system. However, the legal framework also...

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