What Constitutes a "Reasonable Report" Under MCOB 9.4 for...

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2026-03-03 13:54:00 - Translate

What Constitutes a "Reasonable Report" Under MCOB 9.4 for Non-Advised Sales?

In the highly regulated world of UK mortgage lending, the distinction between advised and non-advised sales is a critical boundary that firms must navigate with extreme care. Under the Financial Conduct Authority’s (FCA) Mortgage Conduct of Business (MCOB) rules, specifically section 9.4, there is a stringent requirement regarding the documentation of equity release and specialized...

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